Possible Duplicate:
What is the difference between Θ(n) and O(n)?
It seems to me like when people talk about algorithm complexity informally, they talk about big-oh. But in formal situations, I often see big-theta with the occasional big-oh thrown in. I know mathematically what the difference is between the two, but in English, in what situation would using big-oh when you mean big-theta be incorrect, or vice versa (an example algorithm would be appreciated)?
Bonus: why do people seemingly always use big-oh when talking informally?