>>> print round.__doc__
round(number[, ndigits]) -> floating point number
Round a number to a given precision in decimal digits (default 0 digits).
This always returns a floating point number. Precision may be negative.
Remember that if you're simulating return outcome, you possibly will have to round at each interest period, since you can't pay/receive cent fractions, nor receive interest over cent fractions. For simulations it's pretty common to just use floating-point due to inherent uncertainties, but if doing so, always remember that the error is there. As such, even fixed-interest investments might differ a bit in returns because of this.
A rather simple workaround is to convert the float into string first, the select the substring of the first four numbers, finally convert the substring back to float.
For example: